Post-Secondary Education Account
Information of PSEA scheme for Undergraduate Students is available here.
The PSEA Scheme is administered by the Ministry of Education (MOE) and is opened to all eligible Singaporeans.
The PSEA Scheme allows students to utilise their siblings’ PSEA funds up to a maximum of three siblings. Consent for withdrawal of siblings’ PSEA funds must be sought for siblings above 21 years old and parents’ authorisation of usage if siblings are below 21 years old.
What can the PSEA Funds be used for?
From AY2008/2009, funds from the PSEA can be used for tuition fees (inclusive of miscellaneous student fees) as well as enrichment programmes approved and endorsed by the University.
For more information or further enquiries on the PSEA Scheme, please refer to MOE’s website. For enquiries related to your PSEA fund balance, please find the MOE’s contact details at https://www.moe.gov.sg/contact-us.
(Applicable only for students who are using PSEA funds for payment of tuition fees AND mandatory miscellaneous fees within the stipulated application timeline)
A Standing Order (SO) form must be submitted before a withdrawal for tuition fees can be made. The Standing Order is a one-time application. Once a Standing Order is received, funds for tuition fees (inclusive of miscellaneous student fees) will be automatically withdrawn for Semester 1 and Semester 2 (not applicable for Special Terms) until either the PSEA funds are used up or until the Standing Order is terminated or replaced (via submission of a new Standing Order).
| Academic Year | Application Period | Disbursement | Note |
| Semester 2 AY2025/2026 | 28 December 2025 to 23 January 2026 |
By mid-September 2026 | If you missed the deadline for submission of the standing order form, you should use the Ad Hoc Withdrawal Form instead. |
| Semester 1 AY2025/2026 | TBA | By early-February 2026 |
| For Graduate Students only | How to apply? |
| For students withdrawing funds from their own PSEA |
Click here to submit the online PSEA Standing Order (SO) Form during the application period. |
Important notes:
(a) Students who are under scholarships where terms and conditions specifically state to cover both their tuition and miscellaneous fees should not withdraw their PSEA to pay for their tuition and/or miscellaneous fees. Students who have already submitted the Standing Order form and wish to terminate their Standing Order can complete the termination form here.
(b) For students who have already submitted their Standing Order form and wish to use their PSEA funds for payment of Special Terms fees, should submit an additional Ad Hoc Withdrawal Form as the Standing Order is not applicable for Special Term fees.
Ad hoc withdrawals of PSEA funds are allowed for one-time withdrawal for payment of tuition AND/OR mandatory miscellaneous fees (current semester), miscellaneous student fees and enrichment programmes that are approved and endorsed by the University. Re-application is required for payment of the above-mentioned fees or programmes for subsequent semesters.
(a) Students who wish to withdraw their PSEA funds for payment of tuition and/or miscellaneous student fees
Students in the following categories should submit the Ad Hoc Withdrawal form:
- Students who wish to submit ‘Standing Order’ but missed the deadline for submission
- Students who wish to use their PSEA funds to pay tuition fees only
- Students who wish to use their PSEA funds to pay miscellaneous student fees only
- Students who wish to use their PSEA funds to pay Special Term Fees
- Students whose tuition fees (excluding miscellaneous student fees) are fully covered by scholarships (specifically stated in the terms and conditions to cover tuition fees), bursaries, subsidies, grants or any other free aid and wish to use their PSEA to pay for their miscellaneous student fees
- Students in Health Science programmes whose health screening and vaccination are compulsory
Students who wish to utilise their PSEA funds for their tuition and/or miscellaneous student fees during normal semester(s) may submit the Ad Hoc Withdrawal Form any time during the semester(s).
How to apply? | Please use the form here for PSEA Ad Hoc Withdrawal Application |
Disbursement | The PSEA funds will be shown in EduRec within 4-6 weeks after submission. |
(b) Students who wish to withdraw their PSEA funds for enrichment*/preparatory programmes
Please note the following conditions before submitting the Ad Hoc Withdrawal form for enrichment*/preparatory programmes:
*Enrichment programmes need to satisfy conditions (i), (ii) and (iv) only.
- Programmes (except for Student Exchange Programmes and NOC Overseas College Programmes) must be endorsed by your home faculty Dean’s Office to be relevant to the course you are pursuing. Please click here to download the Endorsement Form for PSEA Application which has to be submitted together with the Ad Hoc Withdrawal form.
- The application form must be submitted together with supporting documents as evidence of the cost for participating in the programme.
- Student club activities that are student-led will not be eligible for PSEA claims. Activities should be organised by NUS.
- One application form must be submitted for each specific withdrawal. Please indicate in the application form the usage category and exact amount to be withdrawn. The application form with any supporting documents must be submitted to NUS Graduate School (Siti, ngsszr@nus.edu.sg) within two months from the completion of the programme.
Students may use their PSEA balance for the repayment of their Tuition Fee Loan, NUS Study Loan, Overseas Student Programme Loan and CPF Loan after they have graduated. To apply and find out more about the scheme, please click here. Please note that the application form should be submitted to MOE directly.