Post-Secondary Education Account (PSEA) Scheme

Information of PSEA scheme for Undergraduate Students is available here.

The PSEA Scheme is administered by the Ministry of Education (MOE) and is opened to all eligible Singaporeans.

The PSEA Scheme allows students to utilise their siblings’ PSEA funds up to a maximum of three siblings. Consent for withdrawal of siblings’ PSEA funds must be sought for siblings above 21 years old and parents’ authorisation of usage if siblings are below 21 years old.

What can the PSEA Funds be used for?

From AY2008/2009, funds from the PSEA can be used for tuition fees (inclusive of miscellaneous student fees) as well as enrichment programmes approved and endorsed by the University.

For more information or further enquiries on the PSEA Scheme, please refer to MOE’s website. For enquiries related to your PSEA fund balance, please find the MOE’s contact details at https://www.moe.gov.sg/contact-us.

(Applicable only for students who are using PSEA funds for payment of tuition fees AND miscellaneous student fees within the stipulated application timeline)

A Standing Order (SO) form must be submitted before a withdrawal for tuition fees can be made. The Standing Order is a one-time application. Once a Standing Order is received, funds for tuition fees (inclusive of miscellaneous student fees) will be automatically withdrawn for Semester 1 and Semester 2 (not applicable for Special Terms) until either the PSEA funds are used up or until the Standing Order is terminated or replaced (via submission of a new Standing Order).

Academic YearApplication PeriodDisbursementNote
Semester 1 AY2024/2025TBABy mid-September 2024The cut-off time for PSEA Standing Order application is 17:00 hr on 29 December 2023. If you missed the deadline, you should use the Ad Hoc Withdrawal Form instead.
Semester 2 AY2023/202422 December 2023 – 29 December 2023By Early-February 2024
For Graduate Students onlyHow to apply?
For students withdrawing funds from their own PSEA

Click here to submit the online PSEA Standing Order (SO) Form during the application period.

Click here for the User Guide on Applying Online for PSEA Standing Order.

For students withdrawing funds from their siblings’ PSEA, with or without withdrawing funds from their own PSEA

Click here to submit the online PSEA Standing Order Form (Sibling) during the application period.

Please note we no longer accept the softcopy standing order forms.

Important notes:

(a) Students who are under scholarships where terms and conditions specifically state to cover both their tuition and miscellaneous fees should not withdraw their PSEA to pay for their tuition and/or miscellaneous fees. Students who have already submitted the Standing Order form and wish to terminate their Standing Order can complete the termination form here.

(b) For students who have already submitted their Standing Order form and wish to use their PSEA funds for payment of Special Terms fees, should submit an additional Ad Hoc Withdrawal Form as the Standing Order is not applicable for Special Term fees.

Ad hoc withdrawals of PSEA funds are allowed for one-time withdrawal for payment of tuition AND/OR mandatory miscellaneous fees (current semester), miscellaneous student fees and enrichment programmes that are approved and endorsed by the University. Re-application is required for payment of the above-mentioned fees or programmes for subsequent semesters.

a. Students who wish to withdraw their PSEA funds for payment of tuition and/or miscellaneous student fees

Students in the following categories should submit the Ad Hoc Withdrawal form:
  • Students who wish to submit ‘Standing Order’ but missed the deadline for submission
  • Students who wish to use their PSEA funds to pay tuition fees only
  • Students who wish to use their PSEA funds to pay miscellaneous student fees only
  • Students who wish to use their PSEA funds to pay Special Term Fees
  • Students whose tuition fees (excluding miscellaneous student fees) are fully covered by scholarships (specifically stated in the terms and conditions to cover tuition fees), bursaries, subsidies, grants or any other free aid and wish to use their PSEA to pay for their miscellaneous student fees
  • Students in Health Science programmes whose health screening and vaccination are compulsory
Students who wish to utilise their PSEA funds for their tuition and/or miscellaneous student fees during normal semester(s) may submit the Ad Hoc Withdrawal Form any time during the semester(s). However, students must submit the Ad Hoc Withdrawal Form within the application periods stipulated below for funds to be used to offset outstanding fees before each tuition fee payment due date:

Academic Year Application Period Disbursement
Semester 1 AY2024/2025 TBA The PSEA funds will be shown in EduRec within 4-6 weeks after submission.
Semester 2 AY2023/2024 2 January 2024 – 31 January 2024
For Graduate Students only How to apply?
For students withdrawing funds from their own PSEA
Please click here for withdrawal from own PSEA Click here for the User Guide on Applying Online for PSEA Ad Hoc Withdrawal.
For students withdrawing funds from their siblings’ PSEA Please click here for withdrawal from sibling’s PSEA
If you submit the form after the application period above, the PSEA funds might not come in before the deadline of payment of tuition fees.  We advise students to pay for their outstanding fees first even after they have submitted the PSEA application to avoid any late payment penalty. Any credit balance arising from excess payment will be used to offset your next semester’s fees payable. If there is still an excess balance in your Student Account in the final semester of your study, the amount will be automatically refunded to your credit bank account.  If you wish to get a refund for the excess payment made before the final semester of your studies, please write in via NUService Hub. To facilitate the refund, please update your “Receiving Bank Account” details via Education Records System (EduRec) You may refer to the FAQs on GIRO Payment at the Student Finance Matters website.

b. Students who wish to withdraw PSEA funds for Special Terms

Students who wish to utilise PSEA funds for tuition fees during special term must submit the Ad Hoc Withdrawal form within the application period stipulated below:

Academic Year Application Period Disbursement
Special Term 1 AY2023/2024 TBA The PSEA funds will be shown in EduRec within 4-6 weeks after submission.
Special Term 2 AY2022/2023 TBA
One application form must be submitted for each specific withdrawal. For example, students who wish to withdraw the PSEA funds for modules taken in both Special Term 1 and Special Term 2 must submit two Ad Hoc Withdrawal forms at the stipulated application period mentioned above.

c. Students who wish to withdraw their PSEA funds for enrichment*/preparatory programmes 

Please note the following conditions before submitting the Ad Hoc Withdrawal form for enrichment*/preparatory programmes: *Enrichment programmes need to satisfy conditions (i), (ii) and (iv) only.

i. Programmes (except for Student Exchange Programmes and NOC Overseas College Programmes) must be endorsed by your home faculty Dean’s Office to be relevant to the course you are pursuing. Please click here to download the Endorsement Form for PSEA Application which has to be submitted together with the Ad Hoc Withdrawal form.

ii. The application form must be submitted together with supporting documents as evidence of the cost for participating in the programme.

iii. Student club activities that are student-led will not be eligible for PSEA claims. Activities should be organised by NUS.

iv. One application form must be submitted for each specific withdrawal. Please indicate in the application form the usage category and exact amount to be withdrawn. The application form with any supporting documents must be submitted to NUS Graduate School (Siti, ngsszr@nus.edu.sg) within two months from the completion of the programme.

Students may use their PSEA balance for the repayment of their Tuition Fee Loan, NUS Study Loan, Overseas Student Programme Loan and CPF Loan after they have graduated. To apply and find out more about the scheme, please click here. Please note that the application form should be submitted to MOE directly.